A BETTER FUTURE FOR YOU: SMSF ACCOUNTS & TAX SUCCESS

An SMSF can give you peace of mind for the future, but what about NOW? Don’t let SMSF management get the better of you. Partner with us for SMSF accounts and tax matters & our expert knowledge will ensure the best possible outcome. Let us take the effort out of your hands today and then simply enjoy the results one day.

SMSF DEFINED

What it is

Your super funds offered by your employers aren’t the only options of saving for your retirement years. In Australia you can set up a self managed super fund where you have more control over how the funds are managed.

For this arrangement, the SMSF trust can only be set up for a maximum of four individuals. You can manage the trust via a corporate trustee or an individual trustee structure, in which case each member is a trustee of the fund. The structure you pick can impact aspects such as liability and borrowing guidelines.

The Benefits: Why You Need it

A superannuation fund will already help you prepare for your retirement, so why would you consider an SMSF (Self Managed Super Fund)?

Control

For many individuals, the privilege of managing their own funds, having control and tailoring it to their own needs is more inviting than having your nest egg managed by a large corporate group.

Tax benefits

There are various tax incentives relating to SMSFs that can help you save money on your tax returns.

Options

If you think your investment strategy can boost your retirement fund, more than what your employer is able to do with your current superannuation fund, perhaps you want to take that chance? The right investment decisions could set you up for a carefree retirement one day.

Yes, this all sounds inviting and for many Australians it’s the key to optimise retirement planning. But it’s important to understand that setting up an SMSF comes with a mass of responsibility. Not everyone has the time or insight to effectively manage such a fund. To ensure you make the right decisions, optimise your tax benefits and minimise risk with your retirement plans, it’s wise to call in the pros.

How Superior B+T can Help

Having an SMSF is becoming more popular across Australia because of its many advantages. Unfortunately, popularity doesn’t mean it’s an easy fund to manage. Rather, it can be rather stressful when the financial year draws to a close and you need to submit your tax return. You don’t want the ATO issuing you with penalties due to inaccuracies.

The truth is that the SMSF rules with regards to tax are very complex and they change regularly. How are you supposed to keep up?

That’s why we invite you to talk to a financial adviser here at Superior B+T. We keep up to date with all the necessary laws, so we can use them to your advantage.

WHAT WE OFFER

No matter where you are in your process of having managed superannuation funds SMSF, we can assist.

Advice from the Experts

A managed super fund SMSF is a very personal matter. That’s why we always take into account your personal objectives before starting with the process. We’ll hear what the sole purpose is of your fund and give you the financial advice that will give you the best chance of reaching that goal.

Throughout your partnership with use you will have access to our team of experts whenever you need some professional advice.

Setting it Up

It can be daunting to start your SMSF, from deciding what to pick as your SMSF trustee structure, to ensuring SMSF compliance. We’ve helped many clients through this process and our knowledge on the topic ensures you get a streamlined experience. Let’s handle the paperwork, help you navigate the pitfalls and get your trust registered.

We’ll make sure your SMSF complies with all the relevant legal requirements. You can have peace of mind about this important step you’re taking towards financial freedom in your retirement years.

Your Tax Matters

Our tax agents are some of the best in the business. We put in effort to discern which tax deductions will apply to you & make sure we optimise each submission. That means we can submit your income tax return and expect the best possible tax benefits allowed by the ATO.

Our team makes sure to submit your tax return on time each year, without any effort on your side. We also keep up to date with changes in tax laws and make sure you comply, so you never have to concern yourself about penalties when the ATO requests an audit.

Support Services

Having an SMSF is not a once-off action. You’ll need to keep an eye on your investments throughout, make sure your SMSF administration is always up to date and let’s not forget about yearly tax returns. For all this and more, we’re here to support you.

Let’s Strategise

When you partner with Superior B+T, we’re with you for the long term. Our services include financial planning for the years to come, so we’ll help you create an SMSF strategy that will benefit you the most.

If you need to make an investment decision, our market experts are here to assist. From estate planning to gauging how fees and charges will affect your overall investment, we’ll be with you every step of the way.

SMSF Management CAN be Easy—With Superior B+T

We want the same thing you want: a nest egg that will make your retirement years the best you’ve ever had. So, trust our experts to deliver quality financial services and help you manage your SMSF accounts and tax from now on:

  • No more wasting time and effort
  • Get the best tax benefits
  • Professional advice when it comes to decision making
  • A partnership with us is an investment in your future.